Back before the turn of the last century I decided to quit tobacco. I quit cold turkey and chewed gum and tooth picks and I looked like a druggie having the DT's for about a month or so. After that I felt like shit for a couple months and it finally went away. If you smoke - you should quit. Yeah, I love tobacco as much as you do and no bones about it. But - if Filthie can do it, anyone can!
I figured I would buy a fishin' boat as a reward for myself if I stayed on the wagon long enough to accrue the savings the way this woman advocates saving for a Ferrari. A year and a bit later I bought The HMCS River Pickle - a small dirigible boat with a 10 HP motor. I had visions of fishing on pristine lakes at first light while sipping coffee from a thermos... but didn't count on my fellow man. They had jet skis, water-craft, and boats with V8 inboards running speakers at decibel levels up there with jumbo jets! When they went by at speed I would almost capsize in my little rubber boat. I still managed to catch a few fish though.
Like an idiot, I started smoking and chewing again 5 years later and had to quit all over again in 2009. Been clean ever since. I don't give a hoot what the health Nazis have to say about tobacco - what got me was having to interrupt my day to go smoke. That, and the cost. Tobacco sales are a tax on the stupid and there's no bones about that either - I speak from experience! HAR HAR HAR!
I don't have a Ferrari or any other trappings of wealth. But nor do I have any real debt. Even my credit cards are paid off at the end of the month. I have a year to go on the wife's car and could pay that off now if I wanted but the interest rate is only 0.9%. I have a modest savings account and more goddamn guns and RC airplanes than I know what to do with. I also have TWO hoople-headed dawgs.
I dunno when it happened, but though I am not rich - I'm free. Actually, I do know when my emancipation occurred: it happened the day I decided to quit tobacco. If you can do that - you can do anything else you set your mind to.