Geez Louise - I must have a target on my back or something.
I am getting it in the hooper from the pajeets at the CIBC (Canadian Imperial Bank Of Commerce). I've been there for 30 years. Seven years ago I got hacked and my line of credit was run up to 1700.00 bucks by the thieves before it got shut down. I call the bank, they close the line of credit off and tell me no sweat - we've taken care of this and I am covered by their fraud protection program. Don't sweat it.
Month later I get a notice that my line of credit is at $1700.00. So I go in, and say 'What the heck? This line of credit is closed, I was told I was protected by the customer fraud protection program and yet this account is still accruing interest... so am I covered, or am I not?" The bank told me all was well, don't worry about it, its just a clerical glitch.
Same thing happens a month later. I get the same answer. "Disregard it, Filthie! IT'S TAKEN CARE OF..."
I tried to get the bank to look into this 7 or 8 times but always - "Just ignore it". The fuggin mudflap customer rep got pished at me the last time and told me to pay it or FOAD because he was too busy.
So a couple days ago I get one from the bank - "Pay this bill immediately or we cut off your visa!!!" I go back down to the bank and the monkey in the turban tells me "we gotta look into this..." I think he's going to try and hit me with all the interest that accrued over the last 7 years too.
I have grown to hate my bank with the heat of 1000 suns. My branch is run by pajeets and kebabs. I haven't seen one white person there for years. In the summer, ya go in and there rainbows and gay pride all over the place and they are celebrating it and you should too!!! I am all too familiar with Pride and there's a few interesting parables about what happens to people that allow themselves to be consumed by it.
I'm getting sick of these guys. They want $2700.00 now and I obviously don't want to pay it. I've only got 60K in my account there but... that is big money to me, now that I am semi-retired. Call me names - I don't care. I am not comfortable with third world mutts handling my money. I put money in a bank to keep it safe... and I am not feeling safe about these brainless mutts at all.
I'm beginning to think the best thing a guy can do is pull his money out and put it in a strongbox...under the mattress or buried in a pickle jar out back. I went to a couple other banks but they are all vibrant and diverse too.
I am not happy with having the third world running my personal financials... Can a guy to off the banker's grid?
Keep only enough in there to pay recurring charges and monthly bills.
ReplyDeleteKeep as much as you can in cash.
You can also spread the cheese around several banks (we prefer small local banks or credit unions down here in Gods country) to minimise risk.
In the states, your money is not safe in the bank, because it is not in the bank. banks no longer have a legal requirement to keep even 1% of depositor's funds on hand. There is no legal mandate to even play the fractional reserve banking game. FDIC insured? A joke. They have 1-3% the amount of all deposits of everyone to hand out in the event of a major systemic crash. It is all smoke and mirrors. 1s and 0s in a memory bank, but our cold hard cash (fiat) has been lent out or invested in nonsense like derivatives. Our money isn't there. Only strategy is to keep keep minimal amount in to pay bills and do what you think best with the rest. Anyone doubts this go to your US bank tomorrow and ask for 10-20K to be put in your hand, they will tell you to come back in a day or seven for your money. They will then query you as to the use, and ask if someone is forcing you under duress to withdraw, and other intrusive questions, and then report you to .gov.
ReplyDeleteSwitch banks ASAP and zero your CIBC checking or savings account. Otherwise that $60K of yours is going to look more like $55K by the time they get through with you including interest and penalties.
ReplyDeleteWhat about a credit union?
ReplyDeletewell, my grandfather had a few things to say about bankers, not one thing nice though. he kept some money in the bank for day to day stuff. but later on I was told he kept most of his money hidden away
ReplyDeletein the root cellars (he built 3 of them ) after he passed on, a tarp hidden in a barrel of dried beans held a bunch of old gold dollar coins. a lot of 10 and 20 dollar ones. back when old FDR wanted everyone to turn their gold coins in, grandpa said no.
he kept a lot of his coins. as he didn't trust paper money that much if at all. there was a few 5 dollar coins as well. my dad got a few of them. don't know what happen to them though,,
My grandmother kept a bunch of gold coins from Czechoslovakia, "the old counteddy" hidden away as well. I DO wish I knew what became of them!!!
DeleteSend it to me, i'll keep it safe for you.
ReplyDeleteThere are online only banks also.
ReplyDeleteLike Anne Barnhardt or not, she had a wise piece of advice-
ReplyDelete"By the time this shit show is over, if you can't stand in front of it and defend it with a rifle, it is not yours".
I like Bernhardt, actually. Don’t agree with her on much…but she sticks to her guns and she doesn’t take shit from the church …
DeleteFuck banks, have a look at credit unions. Only problems is when the merge and amalgamate and become a bank like mine did. Complete with full woke agenda. Fuckers
ReplyDeleteexact happened to us
DeleteDown here in the FUSA, when you deposit your money it legally becomes the property of the financial institution you made the deposit to.
ReplyDeleteI don't trust any of these "financial institutions" anymore. They don't seem to trust me either. Any time I go in and ask to withdraw money, they ask me what I'm going to do with it. I tell the uh... ...teller... I'm going to insulate my pockets with it, and ask why they're asking... being it's none of their damned business... 'Shuts 'em down every time!
ReplyDeleteI have mixed bag. I have two credit union accounts and a safe.
I bet your bank won't let you zero your account out until your mess is cleaned up... For future use, NEVER accept an okey-dokey over the phone. Indeed, call the bank, but back it up with a letter or an e-mail, and REQUIRE an acknowledgement; something in WRITING, DATED, stating that every thing is okey-dokey!
mom always told me to always get it in writing !
Deleteand record each person you talk too.
That’s the crux of the issue … GETTING the paperwork. I begged, I threatened, I tried to reason…and forget it. I couldn’t get anything out of these assholes. They’d tell me that they took care of it, I’d see something later, I spent hours on the phone and I went down to my branch.
DeleteMy advice to anyone going through that is to close your account and walk. Don’t carry a balance or a line of credit either…
My credit union has always treated me right. Interest rates are better than a bank, too.
ReplyDelete